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Cyber-enabled crime - These particular crimes are more traditional in nature but their effectiveness is drastically enhanced by technology. Popular schemes include blackmail and fraud.

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Cyber-dependent crime - These are crimes that can only occur using computers, networks, and information technology.

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The basics of family safe words -

A safe word is a verbal password or code phrase. It can (and should) be simple and easy to remember, yet not so easy for a stranger to guess.

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AI impostor scams - Today, artificial intelligence (AI) scams are using software to impersonate people’s actual voices and pretend they are in danger.

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How can AI replicate my voice? -

All AI needs to replicate your voice is the word “hello.” So, if you don’t know a number, don’t answer the phone, as it could be a scam waiting to happen.

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How a safe word can shield your family from AI impostor scams -

Having a prearranged word or phrase available can help you prevent scams. As smart as AI technology is, nothing can replace the actual things only you and your family know. If you receive a frantic call, first ask the caller for your prearranged safe word before offering any help.

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Why every family needs a cybersecurity plan, including a safe word -

The digital world is an ever-evolving one and criminals concoct new schemes every day. Having a plan in place for how to react if a suspected attack occurs is key.

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Setting up an effective safe word -

Consider using a particular question, phrase, or pattern that your loved ones would know but a criminal wouldn’t.

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The science behind safe words in cybersecurity -

For many people, discussing the potential for a faked distress call helps them feel more in control and, ultimately, more confident.

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Integrating technology and tradition -

Teaching your children about online safety (in general and specifically related to safe words) creates a lasting tradition of safety in your home.

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Safe words can prevent financial scams targeting families -

Specific scams are using voice cloning, AI software to call and fake frantic or desperate “needs” for money to be sent immediately. Safe words can deter this.

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The psychological comfort of having a family safe word -

Knowing that your family and loved ones, namely children, are prepared in case an unexpected fake call should happen can give you peace of mind.

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Beyond voice spoofing -

Unfortunately, there exists a whole world of other cyber-related crimes out there. However, by having a secure word, your family can handle anything that might come their way.

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Refreshing your family’s safe word -

If you feel, or know, that your family’s safe word or phrase has been compromised, change it immediately. Remember to effectively communicate the new word/phrase to applicable family members.

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Community awareness -

Not everyone has the same level of tech knowledge, so it is important to educate others in your community. Consider sharing the concept of a cyber safe word with community members. The keyword here is "concept," as you're not to share your actual family safe word with them.

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The link between family communication and safe words -

Talking about safe words, cybersecurity, and safety in general can open up important conversations for you and your family to have and reflect on.

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Elderly relatives and safe words -

If you have elderly relatives, they can be especially at risk for cyber scams. Make sure they feel confident combatting potential cyber threats.

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Combining safe words with other security measures for robust protection -

Safe words are a great and impactful verbal way to protect yourself from cyber crime, but they work even better alongside a strong passcode or other security measure.

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Best practices for choosing an effective safe word -

When developing your cyber safe word, never use publicly available information such as your name, location, birthday, or email address.

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Other tips for digital security: watch what you share online - Be cognizant of everything you share online, as this information can be used against you.

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Install antivirus software -

Installing and regularly updating antivirus software is crucial for keeping your devices protected against a wide range of cyber threats, including viruses, malware, and ransomware.

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Maintain a firewall - Maintaining a firewall adds an essential layer of defense by controlling incoming and outgoing network traffic and helping to prevent unauthorized access.

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Be on the lookout for phishing attacks -

Being vigilant against phishing attacks involves staying cautious of suspicious emails, links, or messages that attempt to deceive users into disclosing personal information or installing malicious software.

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Utilize merchants you know -

Utilizing merchants you trust when making online transactions minimizes the risk of falling victim to fraudulent activities, thereby ensuring the security of your financial and personal information.

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Use screen names -

Protect your identity by using a fake name or a chosen screen name versus your actual name.

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Don't respond to messages from strangers -

Teach family members to not respond to messages from strangers. These individuals could lie about anything and you’d never know, until it’s too late.

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Don’t reuse passwords -

In the unfortunate instance of an attack, avoid all your accounts being compromised by using different, strong passwords for each.

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Use a VPN - A VPN (virtual private network) is a tool that encrypts your internet connection, helping to keep hackers away and prevent criminals from accessing your information.

Sources: (United Communications) (LinkedIn) (Hwb) (Avast)

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